While it is conceivable that PayPal could become a ‘financial API’, capitalizing all of the pieces of a production value chain, PayPal, like eBay, is an artifact of the transition to hyperconnectivity, an arbitrageur exploiting imperfections in hyperconnectivity. Once everyone is directly connected, it is possible to transfer capital between peers, without any mediating exchange […]

Hyperconnected education

Thirty-seven percent of children between Kindergarten and Year 2 have their own mobile (of some sort), with one fifth having access to a smartphone. By Year 8, that figure has risen to eighty-five percent, with fully one-third using smartphones. […] The next years are an interregnum, the few heartbeats between the ‘before time’ – when […]